Privacy Ratings

Virtual cards

Revolut privacy rating

Financial app offering accounts, payment cards, transfers and investing, including disposable and merchant-specific virtual cards. Accounts require identity verification.

United Kingdom Five EyesPlatforms: Android · iOS · Web

Summary

Revolut scores 13 out of 100 (grade F) on the virtual cards criteria. It meets 1 of 8 criteria: TLS configuration. It does not meet open source, no trackers or telemetry, no ads or data sales, independent audit, transparency report, tells users about requests and security headers. It is based in the United Kingdom: Five Eyes member; GDPR-style data protection law; CLOUD Act data access agreement with the US. Automated tests: SSL Labs grade A and Mozilla HTTP Observatory grade B-.

Score 13 out of 100. How scoring works

Criteria

  • No

    Open source Weight 3 of 3

    Is all the source code needed to run the product public?

    Closed source.

  • No

    No trackers or telemetry Weight 3 of 3

    Are the website and apps free of third-party trackers, with any analytics anonymous and any telemetry off by default?

    The Exodus report finds AppsFlyer, Google Crashlytics and Google Firebase Analytics in the Android app.

    reports.exodus-privacy.eu.org

  • No

    No ads or data sales Weight 2 of 3

    Is the product funded without advertising, ad targeting or selling user data?

    The privacy notice says data is never sold, but names, email addresses and app events may be shared with social media platforms for targeted ads.

    revolut.com

  • No

    Independent audit Weight 2 of 3

    Has an independent security or privacy audit been published within the last three years?

    No independent audit is published.

  • No

    Transparency report Weight 2 of 3

    Does the provider regularly publish how many government and legal requests it receives and how it responds?

    No transparency report or government request policy is published.

  • No

    Tells users about requests Weight 1 of 3

    Does the provider promise to tell users about requests for their data, unless a court forbids it?

    No published policy on notifying users about data requests.

Automated tests

  • Yes

    TLS configuration Weight 2 of 3

    Does the website pass the Qualys SSL Labs test with a grade of A or better?

    Grade A

    ssllabs.com

  • No

    Security headers Weight 1 of 3

    Does the website pass the Mozilla HTTP Observatory test with a grade of A or better?

    Grade B- (65/100+)

    developer.mozilla.org

  • Not tested yet

    Modern web standards Weight 1 of 3

    Does the website score 90% or higher on the Internet.nl website test?

    Not tested yet.

Other virtual cards

All 4 virtual cards