Virtual cards
Revolut privacy rating
Financial app offering accounts, payment cards, transfers and investing, including disposable and merchant-specific virtual cards. Accounts require identity verification.
Summary
Revolut scores 12 out of 100 (grade F) on the virtual cards criteria. It meets 1 of 9 criteria: TLS configuration. It does not meet open source, no trackers or telemetry, no ads or data sales, independent audit, transparency report, tells users about requests, security headers and modern web standards. It is based in the United Kingdom: Five Eyes member; GDPR-style data protection law; CLOUD Act data access agreement with the US. Automated tests: SSL Labs grade A, Mozilla HTTP Observatory grade B- and Internet.nl website score 63%.
Score 12 out of 100. How scoring works
Criteria
- No
-
No
No trackers or telemetry Weight 3 of 3
Are the website and apps free of third-party trackers, with any analytics anonymous and any telemetry off by default?
The Exodus report finds AppsFlyer, Google Crashlytics and Google Firebase Analytics in the Android app.
-
No
No ads or data sales Weight 2 of 3
Is the product funded without advertising, ad targeting or selling user data?
The privacy notice says data is never sold, but names, email addresses and app events may be shared with social media platforms for targeted ads.
-
No
Independent audit Weight 2 of 3
Has an independent security or privacy audit been published within the last three years?
No independent audit is published.
-
No
Transparency report Weight 2 of 3
Does the provider regularly publish how many government and legal requests it receives and how it responds?
No transparency report or government request policy is published.
-
No
Tells users about requests Weight 1 of 3
Does the provider promise to tell users about requests for their data, unless a court forbids it?
No published policy on notifying users about data requests.
Automated tests
-
Yes
TLS configuration Weight 2 of 3
Does the website pass the Qualys SSL Labs test with a grade of A or better?
Grade A
-
No
Security headers Weight 1 of 3
Does the website pass the Mozilla HTTP Observatory test with a grade of A or better?
Grade B- (65/100+)
-
No
Modern web standards Weight 1 of 3
Does the website score 90% or higher on the Internet.nl website test?
Score 63%