{
  "slug": "revolut",
  "category": "virtual-cards",
  "name": "Revolut",
  "description": "Financial app offering accounts, payment cards, transfers and investing, including disposable and merchant-specific virtual cards. Accounts require identity verification.",
  "website": "https://www.revolut.com",
  "license": null,
  "platforms": [
    "android",
    "ios",
    "web"
  ],
  "jurisdiction": {
    "code": "GB",
    "name": "United Kingdom",
    "eyes": "Five Eyes",
    "eu": false,
    "gdpr": true,
    "cloud_act": "agreement"
  },
  "pick": false,
  "pick_reason": null,
  "disclosure": null,
  "grade": "F",
  "score": 13,
  "coverage": 100,
  "summary": "Revolut scores 13 out of 100 (grade F) on the virtual cards criteria. It meets 1 of 8 criteria: TLS configuration. It does not meet open source, no trackers or telemetry, no ads or data sales, independent audit, transparency report, tells users about requests and security headers. It is based in the United Kingdom: Five Eyes member; GDPR-style data protection law; CLOUD Act data access agreement with the US. Automated tests: SSL Labs grade A and Mozilla HTTP Observatory grade B-.",
  "url": "https://privacyratings.com/virtual-cards/revolut/",
  "markdown": "https://privacyratings.com/virtual-cards/revolut/index.md",
  "answers": {
    "open_source": {
      "title": "Open source",
      "weight": 3,
      "answer": "no",
      "evidence": null,
      "note": "Closed source."
    },
    "no_trackers": {
      "title": "No trackers or telemetry",
      "weight": 3,
      "answer": "no",
      "evidence": "https://reports.exodus-privacy.eu.org/en/reports/com.revolut.revolut/latest/",
      "note": "The Exodus report finds AppsFlyer, Google Crashlytics and Google Firebase Analytics in the Android app."
    },
    "no_ads": {
      "title": "No ads or data sales",
      "weight": 2,
      "answer": "no",
      "evidence": "https://www.revolut.com/legal/privacy/",
      "note": "The privacy notice says data is never sold, but names, email addresses and app events may be shared with social media platforms for targeted ads."
    },
    "independent_audit": {
      "title": "Independent audit",
      "weight": 2,
      "answer": "no",
      "evidence": null,
      "note": "No independent audit is published."
    },
    "transparency_report": {
      "title": "Transparency report",
      "weight": 2,
      "answer": "no",
      "evidence": null,
      "note": "No transparency report or government request policy is published."
    },
    "user_notice": {
      "title": "Tells users about requests",
      "weight": 1,
      "answer": "no",
      "evidence": null,
      "note": "No published policy on notifying users about data requests."
    },
    "tls": {
      "title": "TLS configuration",
      "weight": 2,
      "answer": "yes",
      "evidence": "https://www.ssllabs.com/ssltest/analyze.html?d=www.revolut.com&hideResults=on",
      "note": "Grade A"
    },
    "security_headers": {
      "title": "Security headers",
      "weight": 1,
      "answer": "no",
      "evidence": "https://developer.mozilla.org/en-US/observatory/analyze?host=www.revolut.com",
      "note": "Grade B- (65/100+)"
    },
    "web_standards": {
      "title": "Modern web standards",
      "weight": 1,
      "answer": "pending",
      "evidence": null,
      "note": "Not tested yet."
    }
  },
  "tests": {
    "ssllabs": "A",
    "observatory": "B-",
    "internetnl_web": null,
    "internetnl_mail": null,
    "trackers": null,
    "tested_at": "2026-10-01T06:59:53.588Z"
  },
  "last_modified": "2026-10-01T07:44:20Z"
}