Virtual cards
Privacy.com privacy rating
US service by Lithic that issues virtual Visa and Mastercard cards locked to single merchants or spending limits, hiding the real card number from merchants. Sign-up requires name, date of birth and a government ID number.
Summary
Privacy.com scores 19 out of 100 (grade F) on the virtual cards criteria. It meets 1 of 8 criteria: TLS configuration. It partly meets independent audit. It does not meet open source, no trackers or telemetry, no ads or data sales, transparency report, tells users about requests and security headers. It is based in the United States: Five Eyes member; subject to the US CLOUD Act. Automated tests: SSL Labs grade A and Mozilla HTTP Observatory grade C.
Score 19 out of 100. How scoring works
Criteria
- No
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No
No trackers or telemetry Weight 3 of 3
Are the website and apps free of third-party trackers, with any analytics anonymous and any telemetry off by default?
The home page loads PostHog and Reddit Pixel (automated test).
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No
No ads or data sales Weight 2 of 3
Is the product funded without advertising, ad targeting or selling user data?
The privacy policy says it does not sell user information, but marketing cookies are used to show Privacy.com ads on other sites after a visit.
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Partial
Independent audit Weight 2 of 3
Has an independent security or privacy audit been published within the last three years?
States it holds SOC 1 and SOC 2 Type 2 reports and ISO 27001 compliance, but the reports are not public.
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No
Transparency report Weight 2 of 3
Does the provider regularly publish how many government and legal requests it receives and how it responds?
No transparency report or government request policy is published.
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No
Tells users about requests Weight 1 of 3
Does the provider promise to tell users about requests for their data, unless a court forbids it?
No published policy on notifying users about data requests.
Automated tests
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Yes
TLS configuration Weight 2 of 3
Does the website pass the Qualys SSL Labs test with a grade of A or better?
Grade A
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No
Security headers Weight 1 of 3
Does the website pass the Mozilla HTTP Observatory test with a grade of A or better?
Grade C (50/100+)
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Not tested yet
Modern web standards Weight 1 of 3
Does the website score 90% or higher on the Internet.nl website test?
Not tested yet.