Privacy Ratings

Budgeting

YNAB privacy rating

Subscription budgeting app based on zero-based budgeting, where every unit of income is assigned a job, with optional bank account syncing.

United States Five EyesPlatforms: Android · iOS · Web

Summary

YNAB scores 0 out of 100 (grade F) on the budgeting criteria. It does not meet open source, no trackers or telemetry, no ads or data sales and independent audit. It is based in the United States: Five Eyes member; subject to the US CLOUD Act.

Score 0 out of 100. How scoring works

Criteria

  • No

    Open source Weight 3 of 3

    Is all the source code needed to run the product public?

    Closed source.

  • No

    No trackers or telemetry Weight 3 of 3

    Are the website and apps free of third-party trackers, with any analytics anonymous and any telemetry off by default?

    The Exodus report finds Amplitude, Bugsnag and Google Firebase Analytics in the Android app, and the privacy policy names Google Analytics and session recording tools.

    reports.exodus-privacy.eu.org

  • No

    No ads or data sales Weight 2 of 3

    Is the product funded without advertising, ad targeting or selling user data?

    Funded by subscriptions and says user data is not sold, but the privacy policy describes ad-network cookies, pixels and hashed email addresses shared with platforms for ad targeting.

    ynab.com

  • No

    Independent audit Weight 2 of 3

    Has an independent security or privacy audit been published within the last three years?

    No independent audit is published.

Other budgeting

All 14 budgeting