Privacy Ratings

Budgeting

Actual privacy rating

Local-first personal finance app based on envelope budgeting, with optional self-hosted sync between devices and optional end-to-end encryption.

License: MIT

Summary

Actual scores 80 out of 100 (grade B) on the budgeting criteria. It meets 3 of 4 criteria: open source, no trackers or telemetry and no ads or data sales. It does not meet independent audit.

Score 80 out of 100. How scoring works

Criteria

  • Yes

    Open source Weight 3 of 3

    Is all the source code needed to run the product public?

    MIT.

    github.com

  • Yes

    No trackers or telemetry Weight 3 of 3

    Are the website and apps free of third-party trackers, with any analytics anonymous and any telemetry off by default?

    The privacy policy states that no data is collected automatically and no tracking is used.

    actualbudget.org

  • Yes

    No ads or data sales Weight 2 of 3

    Is the product funded without advertising, ad targeting or selling user data?

    Community project funded by donations through Open Collective, with no ads.

    opencollective.com

  • No

    Independent audit Weight 2 of 3

    Has an independent security or privacy audit been published within the last three years?

    No independent audit is published.

Other budgeting

All 14 budgeting