# Actual privacy rating

Local-first personal finance app based on envelope budgeting, with optional self-hosted sync between devices and optional end-to-end encryption.

## Summary

Actual scores 80 out of 100 (grade B) on the budgeting criteria. It meets 3 of 4 criteria: open source, no trackers or telemetry and no ads or data sales. It does not meet independent audit.

- Website: https://actualbudget.org
- Source code: https://github.com/actualbudget/actual
- License: MIT
- Home page trackers: none found
- Category: [Budgeting](https://privacyratings.com/budgeting/)
- Grade: B (80/100)

## Criteria

| Criterion | Answer | Note | Evidence |
| --- | --- | --- | --- |
| Open source | Yes | MIT. | https://github.com/actualbudget/actual/blob/master/LICENSE.txt |
| No trackers or telemetry | Yes | The privacy policy states that no data is collected automatically and no tracking is used. | https://actualbudget.org/docs/privacy-policy/ |
| No ads or data sales | Yes | Community project funded by donations through Open Collective, with no ads. | https://opencollective.com/actual |
| Independent audit | No | No independent audit is published. |  |

Source: https://privacyratings.com/budgeting/actual/
Edit: https://github.com/privacyratings/privacyratings.com/edit/main/ratings/budgeting/actual.md